It was so simple in my mind—banks loan money; friends lend a hand. Use loan for money and lend for everything else. Until I found out that, that is the British rules, not the US   unwritten rules! Agggh….
So…if you are not concerned about impressing the grammarians of the world (especially US ones):
- Always loan money (or never do if you want to keep friends and family!)
 - Always lend a hand…and anything else someone wants to borrow (but do not expect to get it back!)
 
If you are a stickler for US   vs British grammar rules, and you are in the US  :
- lOAn is a nOUn (two vowels each)
 - lEnd is a vErb (one noun; e)
 
Regardless, always remember to lend a hand to those in need! Smile…
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